So how do students cope?Follow the link on the left and then to "platinum mastercard". The statistics on student debt always seem to focus on loans and grants, without taking into account the increasing use of overdrafts and credit cards.

Although switching cards can be a good choice, it also pays to discuss new terms with your current issuer. For permission to reproduce or distribute copies of this article please click here or email:. For this credit card they also offer other standard features include online banking and no annual fee. The uk's most dangerous credit cards! Unfortunately, the only way to rebuild bad credit is to open new credit accounts, and maintain the account.